Welcome to the web site of Las Vegas Bankruptcy Lawyer Shawn Christopher! My firm represents clients from the Greater Las Vegas area who are filing Bankruptcy in Nevada. With the recent shift in the real estate and mortgage industries in Las Vegas, more people are feeling smothered by mortgage obligations and ever increasing credit card payments. This has greatly contributed to Nevada having one of the highest foreclosure rates in the country.

The decision to file for Bankruptcy is a difficult one, often considered the worst case scenario. However, in many instances it may be your best option. For example, filing for Bankruptcy can stop a foreclosure, repossession, or garnishment, allowing you some precious time to deal with your financial troubles. In addition, you may be able to eliminate many types of your debt (in a Chapter 7) or develop a payment schedule (in a Chapter 13) to ease your financial burden. Each client's unique situation will dictate whether a client should file for Bankruptcy, and then if a Chapter 7 or Chapter 13 filing is appropriate. Contact Nevada Bankruptcy Lawyer Shawn Christopher to arrange a free consultation to see if Bankruptcy makes sense for you.

Bankruptcy Basics

Bankruptcy is a legal proceeding in which a person who can not pay their bills gets a fresh financial start. The right to file for Bankruptcy is provided by federal law, and all Bankruptcy cases are handled in federal court. Filing Bankruptcy immediately stops your creditors from seeking to collect debts from you, at least until they are sorted out according to the law. MORE

Chapter 7 Bankruptcy

Chapter 7 filings are commonly known as the “straight” Bankruptcy. These filings are for the traditional liquidation of personal, business or partnership assets. By extinguishing these debts, you will in effect get a fresh start. In addition, you are able to stop a foreclosure or repossession. MORE

Chapter 13 Bankruptcy

Unlike Chapter 7 filings, Chapter 13 filings do not just wipe out your debts. You will have to make payments over a 3 to 5 year period to the Bankruptcy Trustee, who will then pay your creditors. Typically, these payments to your creditors are less than your regular monthly payments. A payment plan will have to be developed which will allow you to pay all of your living expenses and secured obligations and a portion of your unsecured obligations. MORE

Options to Stop Foreclosure

One of the possible benefits to filing Bankruptcy is the "automatic stay", which stops most types of legal actions against a debtor, including foreclosure. However, in many instances homeowners are facing foreclosure do not want to, or can not, file for Bankruptcy. In these instances, our firm can assist with other other means that may help a debtor avoid foreclosure and/or Bankruptcy. MORE

Frequently Asked Bankruptcy Questions

Here are some of the common questions that we hear from our clients.